Wayne Goodwin – Candidate for Commissioner of Insurance (D) Incumbent
Thoughts on Six Key Issues
►NC Insurance Commissioner (elected in 2008)
►State Fire Marshal (2009-present)
►Assistant Insurance Commissioner (appointed 2005-2008)
►Assistant State Fire Marshal (2005-2008)
►Assistant General Counsel to Insurance Commissioner Long (2005)
►NC House of Representatives (elected in 1996, 1998, 2000, 2002; ended service December 2004)
►Miscellaneous NC boards, commissions, and councils as a private citizen, legislator and insurance regulator (1992-present)
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As Insurance Commissioner the last four years, I have a proven record of making decisions that have a positive impact on North Carolina’s economy and jobs: Based on my leadership and decisions, North Carolina families and businesses have received savings of over $1.3 Billion and we have the lowest average car/truck insurance among the 15 southern states.
Furthermore, I have sought out and succeeded in bringing insurance companies and related businesses to the state, which translates into jobs and offices.
And, my record in the General Assembly and the private sector are strong on this as well.
My Plan of Action: If re-elected, my paramount goals are a stronger economy and fair, adequate, low insurance rates. I will continue my job of seeking new companies here that fall within my scope, and work with them in streamlining regulations so those companies here and those that open offices here can grow and prosper and hire our citizens.
It is noteworthy that I’m the only candidate in this race with a proven record on the state’s economy and jobs. My challenger has a record of four (4) failed races for public office, including three times (so far) for Insurance Commissioner.
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But for public education, I would not have become the first in my family to attend college or the success that I have been in life. I believe a good, strong, appropriately-financed education is not only good for individual citizens but it is also imperative for the success of our business community here in North Carolina.
Through my job as Insurance Commissioner I am pleased to assist students as they learn not only about good financial/insurance planning practices, but also on life/safety education in my role as State Fire Marshal. As a legislator in the 1990s I earned the “A+ Legislator Award” from the state’s educators. Now, as Insurance Commissioner, I know that there is a bully pulpit role as well on the Council of State in advocacy for education initiatives that will improve North Carolina as a whole.
My Plan of Action: I will be a forceful, bully pulpit advocate for the above and encourage better salaries and resources for our public school and higher education teachers. I will remain a strong, forceful advocate for our three Insurance schools in North Carolina — located at Appalachian State University, UNC-Charlotte, and East Carolina University.
I’m the only candidate in this race with a proven record on education, and have been endorsed very often by our state’s educators in my campaigns. My challenger has a record of four (4) failed races for public office, including three times (so far) for Insurance Commissioner.
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Too many North Carolinians are uninsured for health care and most everyone is deeply concerned about the cost of both health insurance and health care generally. I have issued decisions that have sown seeds for additional insurance companies in covering Tar Heel citizens. Furthermore, I have led the charge in opposing federal encroachment on the role of states to maintain and regulate health insurance.
I’m the only candidate in this race with a proven record of actually laboring to keep the federal government out of insurance regulation and working in a balanced way to help consumers have more choices and help carriers have a better marketplace within which to compete. My challenger, who only has words and no deeds to offer up, has a record of four (4) failed races for public office, including three times (so far) for Insurance Commissioner.
My Plan of Action: I will continue fighting for State-based insurance regulation and against federal encroachment. My team will continue to look for ways that reduce healthcare costs, and champion consumer protections for citizens that under my watch have returned tens of millions of dollars to family households.
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North Carolina once took great pride in being “the good roads state.” I am deeply concerned that our roads, bridges, ports and related public infrastructure have been allowed to wither on the vine. A greater emphasis on our state’s infrastructure not only ensures safety, but it most certainly guarantees a thriving economy because the labor necessary to upgrade or upfit or enhance our roads, bridges and ports will create thousands of new jobs.
My Plan of Action: As Insurance Commissioner and a member of the Council of State that regularly reviews public works projects, etc., I will intensify my focus on the state’s public infrastructure and readily push for progress in this area. As State Fire Marshal and as Insurance Commissioner, I constantly look for ways to simplify building codes to promote development without harming public safety.
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The engineers who work for me in the Office of State Fire Marshal Division of the Department of Insurance regularly recommend ways that homes and businesses may conserve energy, specifically through building codes. Many people may not realize it, but as Insurance Commissioner I have a role on matters of energy.
My Plan of Action: North Carolina is a wondrous, bountiful state. For it to keep up with its burgeoning population and to grow its economy, we need to make significant advances in energy production, and energy conservation. I’m a strong advocate for the wise, measured, efficient use of all of our state’s available resources as we focus on our energy goals. We must examine and incent the nascent windpower program and consider the natural gas reserves we have here, along with energy production tied to our agribusiness community.
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During most of my adult life I have exhibited leadership, the evidence being my successful record in the North Carolina General Assembly, as Assistant Insurance Commissioner, and now as Insurance Commissioner. In those positions and as an attorney and small business owner beforehand, I have recognized that leadership does not necessarily mean making the most popular decisions but making the best decisions for the circumstances, decisions that are based on fairness, the facts, and the greater good for those concerned.
In my job as Insurance Commissioner, for example, I must make decisions almost daily that adhere to the statutory duty requiring a balance between consumer interests and those of the marketplace. I am obligated to protect consumers from excessive insurance rates, inadequate insurance rates, and unfairly discriminatory insurance rates while simultaneously working to ensure that companies I regulate are solvent, free from fraud, have the opportunity to make a reasonable profit, and are not over-regulated so they’ll choose to do business here in North Carolina, thereby providing products, services and jobs. Some persons believe those duties are mutually exclusive; I do not. Through leadership and knowing that I cannot please everyone all the time and relying upon measured/tempered actions, I am able to strike a balance. Over time everyone wins.
Because of my leadership skills, my team and I have:
►Saved North Carolina individuals, families and small businesses over $1.3 BILLION through rate cuts, refunds, rebates and restitution I have ordered;
►Arrested 600+ persons for committing insurance fraud, and recovering $49 Million for victims of insurance fraud such as individuals, businesses and insurance companies;
►Encouraged between 10-20% increase in new insurance companies seeking licenses here to do business;
►Championed the cause of our state firefighters and other first responders, successfully protecting and administering hundreds of grants totaling more than $7 MILLION every year to fire departments statewide;
►Fought the federal government on a health insurance matter, becoming one of the few states that received a partial waiver from federal law, a decision that helped protect our health insurance market from instability;
►Created the most transparent Department of Insurance in state history;
►Preserved North Carolina’s “lowest-in-the-South” status (Delaware to Texas) for average automobile insurance rates, while maintaining the third most-stable automobile insurance market in the country.
Furthermore, I believe that there are additional leadership responsibilities I have exhibited: As the elected Insurance Commissioner I serve on the Council of State. In that role, my nine colleagues and I regularly make decisions affecting billions of dollars in property and the lives of nine million citizens of this great State.
I’m the only candidate in this race with a proven, meaningful record of leadership, noting the above summary. My challenger has a record of four (4) failed races for public office, including three times (so far) for Insurance Commissioner. While my opponent has constantly bounced from job to job, I have been a stable leader doing my job, saving people money, fighting insurance fraud, and championing the needs of our firefighters.
My Plan of Action: I will continue to do my constitutional duties, protecting consumers and promoting a competitive marketplace, as outlined above. Unlike my opponent, who time and time again spouts his Tea Party background and ideas of his that will lead to exorbitant or excessive insurance rates, I do not see the job of Insurance Commissioner as partisan: Observers will tell you that my leadership and my decisions and my record of success are based on what is the best and right thing to do, and not on political party. For that reason, many registered Republicans and Republican-leaning voters have endorsed my campaign and support my continued work as Insurance Commissioner. Go to www.republicansforgoodwin.com for more details.
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I ask for your vote! Support a candidate for Insurance Commissioner with a proven record. Thank you, and many thanks as well to NCSPIN for offering its Candidate Page portal. It is truly a public service.
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